Rates

Competitive Interest Rates. Growth Products. Earn on every dollar.

Achieve your financial goals with superior products that offer great rates with low minimum balances.

Interest Rates and APY effective as of 08/30/2010.

Personal Checking and Savings

Account Type	Interest Rate	APY*
FirstRate Checking $1,500 minimum opening balance	0.15%	0.15%
High Yield Money Market $3,000 minimum opening balance	1.29%	1.30%
Savings $1,500 minimum opening balance	1.39%	1.40%

*APY is Annual Percentage Yield. Service fees or penalties charged against the account may reduce earnings.

Certificates of Deposit**

Fixed Rate CDs	Interest Rate	APY*
3 Month	0.76%	0.77%
6 Month	1.24%	1.25%
9 Month	1.29%	1.30%
12 Month	1.49%	1.51%
15 Month - Value Plus	0.99%	1.00%
18 Month	1.63%	1.65%
24 Month	1.93%	1.95%
30 Month	1.98%	2.00%
36 Month	2.27%	2.30%
48 Month	2.51%	2.55%
60 Month	2.71%	2.75%

Variable Rate CDs	Interest Rate	APY*
1 Year	0.35%	0.35%
18 Month	0.40%	0.40%
2 Year	0.45%	0.45%
30 Month	0.45%	0.45%

*APY is Annual Percentage Yield. Service fees or penalties charged against the account may reduce earnings. **$3,000 minimum opening balance. Penalties may apply to early CD withdrawals.

Individual Retirement Accounts**

IRA account opening is not available online. Please visit one of our NewDominion Bank® Customer Centers.

IRAs	Interest Rate	APY*
3 Month	.76%	.77%
6 Month	1.24%	1.25%
12 Month	1.49%	1.51%
24 Month	1.93%	1.95%
36 Month	2.27%	2.30%
48 Month	2.51%	2.55%
60 Month	2.71%	2.75%

*APY is Annual Percentage Yield. Service fees or penalties charged against the account may reduce earnings. **$500 minimum opening balance. A penalty may be imposed for early withdrawls.

Business Checking and Savings**

Account Type	Interest Rate	APY*
Commercial Money Market Balance Tiers - $1.500 minimum opening balance
0 - $2,499	0.49%	0.50%
$2,500 - $9,999	0.49%	0.50%
$10,000 - $49,999	0.74%	0.75%
$50,000 - $99,999	0.99%	1.00%
$100,000 +	1.29%	1.30%
Commercial NOW Account $1.500 minimum opening balance	0.99%	1.00%
IOLTA Account No minimum opening balance	0.39%	0.40%

*APY is Annual Percentage Yield. Service fees or penalties charged against the account may reduce earnings.